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Living Generously

Budgeting in Six Easy Steps

Save on Groceries

Preparing Your Family Budget

How to establish a good credit

Marriage and Money

His and her money

Financial Fitness

Managing your Plastic

Financial Planning

Are you a financially confident woman

Learning to live with an open hand is admittedly not an easy task. Applying spiritual principles to money management goes against conventional wisdom. After all, if you want a nest egg, saving money makes sense; giving it away does not. But money management controlled by selfishness, greed or fear will never lead to financial freedom. As long as you are enslaved by these emotions, no amount of riches will satisfy you.

While making sound investments is part of managing your resources with savvy, the key to financial serenity lies in letting gratitude, contentment and generosity govern your money decisions. People who are grateful and content find satisfaction in what providence supplies. And generous people know Jesus was right when he said: "If you give, you will receive. Your gift will return to you in full measure, pressed down, shaken together to make room for more, and running over."

Learning to live with an open hand is a lifelong process, but it will yield dividends beyond expectations. If this is what you are yearning for, here are some steps you can take to make gratitude, contentment and generosity part of your financial strategy for life.

Gratitude

"Too many people miss the silver lining because they're expecting gold." - Maurice Setter

Focus on what you have

You cannot afford the knicknack of your dreams? You've got no money for extras? Focusing on what you lack will make you feel impoverished. But if you choose instead to be thankful for what you have, you soon feel richer.

If you're short of cash, it may take extra willpower to look at the bright side. But it's worth it. Gratitude has the power to transform your outlook and open your eyes to life's fullness. It can transform a trinket into a treasure, a meal into a feast, a deficit into a gain.

Recognizing that many of the best things in life are free

Springtime. Friendship. The laughter of children. They cost nothing - in fact, they cannot be bought - but they enrich your life in invaluable ways. What's more, there's freedom in enjoying things without owning them. You can relish a walk on the beach without maintaining a waterfront property or admire artwork at the museum without shouldering insurance costs.

Make a daily inventory of what you're thankful for

This is a must of you are to reap the full benefits of practicing gratitude. Choose a time - it need not take long - to tally up daily blessings. Write them down. When days are tough, reading your list will lift your spirit.

Contentment

"He is poor who does not feel content." - Japanese proverb

Distinguish between essentials and non-essentials

If you confuse what you want with what you need, you've probably bought into a consumer culture. Advertisers would like you to believe life is not worthwhile unless you're buying what they're selling. But they're lying. A worthwhile life lies not in having many riches, but in being content with what you have.

Realizing you don't need a new color TV or a supermatic onion chopper, sets you free from consumer jail. You have a choice; you may choose to buy what you want, but you know your happiness doesn't depend on it.

Don't let wealth define who you are

Your worth is not equal to your bank balance. Your home, your car and your clothes are, at best, a weak reflection of who you are. There is so much more to you than your possessions. You were created with a soul. You will find true meaning and worth more surely by feeding your soul than by depositing six-digit paycheques. You'll never be content with what you have, until you're happy with who you are.

Giving

"You make a living by what you get...But you make a life by what you give." - Winston Churchill

Give where your heart is

What moves you? The plight of Rwandan orphans? Women in Afghanistan? Earthquake victims? Give to the cause that arouses your compassion and concern. Having an impact where you think it matters, will keep you giving.

Give close to home

While helping with the desperate needs of people in other countries is certainly critical, also look for opportunities to give close to home. Do you know a single mom who could use groceries? A neighbor who has lost his job? Bring the mom a hamper or pay the neighbor's gas bill. When you witness how your gift brightens someone's life, you'll know without a doubt generosity has the power to make the world a better place.

Budget for giving

If you wait for the end of the month to share your wealth, you may find there's nothing left. To experience the full benefit of giving, you have to make it a priority. Budgeting for giving means you're committed. And, of course, you may still give on the spur of the moment too, if you like. When you budget, remember charitable donations may be tax-deductible. If so, decide how much you want to give accordingly.

Give regularly

The more you give, the easier it becomes. Giving regularly shows you're living with an open hand. And an open hand is ready to receive abundant blessing in return.