Grahini who wants to know....... |
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Financial Fitness Test |
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Living Generously |
To find out just what kind of financial shape you're in, take a few minutes to fill out this Financial Fitness Checklist. If you're married, both of you should work together to answer the questions. Count the number of questions that you answer yes to:
One or two "yes" answers, while not necessarily a sign of impending doom, can be a warning sign of potential problems. Before things get any worse, take time now to draw up a realistic budget or to revise your spending plan. Cut back on your use of credit cards and watch closely for other signs of financial trouble. Three to five "yes" answers could mean that you're heading for financial trouble. It's imperative that you get your spending under control right away. If you don't have a monthly budget, draw one up and follow it. Put away your credit cards and cut out all unnecessary spending until you can answer "no" to all the questions on the Financial Fitness Checklist. If you answered "yes" to more than five of the questions on the Financial Fitness Checklist, you may already be in serious financial trouble. But don't despair. There is a way to get your finances in shape. A call to Consumer Credit Counseling Service (CCCS) could start you on the road to financial recovery. |